The history is well known to those who practice in this field: Before the 1980s, Comprehensive General Liability (CGL) Insurance policies covered accidents that were unexpected and unintended. Decades of litigation ensued, over whether environmental spills and clean up should be covered under CGL policies. In the 1980s, various forms of what has come to be known as the “pollution exclusion” were proposed and adopted, leading to additional litigation. Today, the policy language has been standardized, and courts at all levels have arrived at something approaching uniform interpretation.
Robb Leonard Mulvihill attorneys have experience with the policy language that governs environmental coverage questions. Our attorneys also bring skill and insight to the sometimes complicated fact finding process. We are available to provide coverage opinions and defense in environmental cases. We also will initiate and defend declaratory judgment actions when policy language and interpretation are at issue.